Savings Products

Grow YourSavings

Choose from our range of savings products designed to help you reach your financial goals faster

Our SavingsProducts

From everyday savings to long-term investments, we have the right savings solution for every stage of life

Regular Savings Account

High-Yield Everyday Savings

Earn competitive interest on your everyday savings with no minimum balance requirements and unlimited access to your funds.

₱200.00
Initial Deposit
₱100.00
Min Balance

Key Features:

  • Passbook
  • 0.25% Interest Rate per quarter
  • No monthly maintenance fees
  • Minimum Average Daily Balance to Earn Interest: ₱500.00

Special Savings Account

Guaranteed Returns for Your Future

Lock in higher interest rates with our flexible Special Savings accounts. Choose from various terms to match your financial goals.

₱50,000
Initial Deposit
₱50,000
Min Balance

Key Features:

  • Passbook
  • Guaranteed interest rates
  • Multiple term options (30, 90, 180, 360 days)
  • Automatic renewal options

ProductDetails

Regular Savings Account

High-Yield Everyday Savings

Features

  • Passbook
  • 0.25% Interest Rate per quarter
  • No monthly maintenance fees
  • Minimum Average Daily Balance to Earn Interest: ₱500.00
  • PDIC insured up to ₱1,000,000.00

Requirements

  • One (1) 2x2 Picture
  • Colored Photocopy of 1 Valid ID with 3 signatures
  • Proof of Billing (e.g., meralco, water, internet, etc.)
  • Certificate of Residency from Barangay

Special Savings Account

Guaranteed Returns for Your Future

Features

  • Passbook
  • Guaranteed interest rates
  • Multiple term options (30, 90, 180, 360 days)
  • Automatic renewal options
  • PDIC insured up to ₱1,000,000.00

Requirements

  • One (1) 2x2 Picture
  • Colored Photocopy of 1 Valid ID with 3 signatures
  • Proof of Billing (e.g., meralco, water, internet, etc.)
  • Certificate of Residency from Barangay

Special Savings DepositsInterest Rates

Lock in competitive rates with our flexible time deposit terms

Current Interest Rates

Rates effective as of June 30, 2024

Amount30 Days90 Days180 Days1 Year
50,000.00 - 100,000.001.00%1.25%2.00%2.50%
100,001.00 - 500,000.001.25%1.50%2.25%2.75%
500,001.00 - 1,000,000.001.50%1.75%2.50%3.00%
1,000,001.00 - 1,500,000.001.75%2.50%2.75%3.25%
1,500,001.00 - 2,000,000.002.00%2.25%3.00%3.50%
2,500,001.00 - OVER2.50%2.75%3.50%4.00%

Why ChooseFIBI's Savings

PDIC insured

Effective March 15, 2025, the Maximum Deposit Insurance Coverage provided by Philippine Deposit Insurance Corporation (PDIC) is increased to One Million Pesos (₱ 1,000,000) per depositor, per bank.

Competitive Rates

Earn more with our industry-leading interest rates

No Hidden Fees

Transparent pricing with no surprise charges or fees

Ready to Start Saving?

Open your savings account today and start earning competitive interest on your money